Archives for Money category

Love the Beach Hate the Sand -Good Clean Beach Hack

Posted on 08 25, 2009 under Money by schneidermike | View Comments

sugar_donut

Caveats to this idea: YOU are responsible for the safety of
your children and probably would be held responsible if some other random kid
used this and got hurt.  Make sure that
if you leave your area or leave for the day, you do not leave this full of water.
You need to take the shower curtain home with you.

The beach is a great place to take the kids.  They love to play in the sand and splash in
the water.  The only problem is that the
sand sticks to the globs of sunscreen you have caked on your pre-walker. By the
end of the day, they look like a sugar donut and even at bath time you are
still finding sand in their nooks and crannies. 

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Shore Nice to Sea You: Family Driving Vacations Part 1

Posted on 08 22, 2009 under Money by schneidermike | View Comments

family_vacation_wagon

Back in the day, my dad would wake us up at the (_._) crack
of dawn. He would then proceed to toss my brother and I into the station wagon,
scream and yell at my mother while squeezing in a few more last minute
necessities, put the dog in the way-back, pay 88 cents a gallon for gas,
complain about it and then attempt to break the world record for slowest drive
time from Clevepuke, (not to be confused with Pittspuke or Pukesburg, PA) OH. to
Vacationland, USA,
also know as Buffalo, New York.

Some families have traditional vacations that they pass down
from generation to generation like “going to the lake” or whatever.  All of my vacations as a kid were just as
lame as the one above. My old man and old lady’s idea of a vacation was what I
now call a DAYTRIP. Of course that is why I have chosen to do exact the
opposite of what my parents did.  My kids
will benefit from the lameness of their grandparents.

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Rent or Take: Carseats and Travel

Posted on 05 21, 2009 under Money by schneidermike | View Comments

Last weekend we took a quick trip to Omaha to see my folks and grandparents. My wife did all of the planning including the the car rental. She rocks. You should be so lucky to have someone plan entire trips for you.  She asked the car rental company, Hertz, if they would provided a booster seat.  They said, no problem.  In my mind, booster seats and child seats in rental cars are as important as safety belts.  I feel like they should be provided as a courtesy to a customer.  I appreciate the fact that they need to pay for, maintain and clean them though and so this time we figured I would save ourselves some hassle and trying renting a booster seat.  

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Should You Need to Pay for Santa Pictures?

Posted on 12 23, 2008 under Money by schneidermike | View Comments

santaclausI read an article last week about a Santa who was ripshit because people were taking their own pictures of kids sitting on his lap at the mall.  His argument was that the price was not that expensive, starting around $10 Canadian and that people were ripping off the photography team.

Come on St. Nincompoop! Having Santa in the mall creates mall traffic. It’s not our fault you were a poor negotiator and are now counting on getting a cut of the photo revenues to make your rent or buy your next bottle of Christmas cheer! What do you think, noodads?

Wax On. Wax Off. Assume an Enlightened Identity Defense Posture

Posted on 06 02, 2008 under Money, Newsflashes, The Manual by reviewdad | View Comments

Being a dad means an increasingly complex web of finances – multiple bank accounts, life insurance, IRAs, 529 accounts, credit cards in the hands of kids, and with all of that comes all of the financial paperwork and transactions to support it. Cause and effect being at play here, that means you’re also increasingly vulnerable to account abuse and identity theft. Being Noodads, you of course are smart enough to know you don’t write down internet passwords and you shred your sensitive mail…but does that go far enough? Security experts would say no.

I know that so I was doing some research online about credit checks and credit monitoring services…specifically interested in Life Lock. Life Lock is the company founded by that guy who plasters his Social Security Number on TV and buses. Turns out that his life wasn’t “locked” – some dude in TX was able to open a bank account using his SSN. Little piece of advice…don’t dare cheats – they have the time and the wherewithal to %^$# you. Life Lock is also being sued by several states. You can read all about it in this New York Times article.

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Tips for Getting Your Kids Out of Financial Trouble

Posted on 01 06, 2008 under Money by gregoryng | View Comments

girl_card200.jpgThere is a decent post titled, Some ways to help young people correct financial bad habits from KansasCity.com. In it it gives “five ways to help inexperienced young consumers avoid money troubles and become financially savvier.”

The article suggests monitoring spending, using gift cards, scrutinizing credit card statements,  and dodging internet ripoffs as ways to keep your kids financially out of trouble.

For those with teenagers out there, what have your techniques been?

It Takes a Village (And Some of the Villagers Will Screw You)

Posted on 01 03, 2008 under Money by cgillis | View Comments

screwed.jpgOur friend arrived at home tonight to find his wife’s car door open. It was no accident. A quick inspection revealed a missing item: their child’s car seat. Some SOB broke into their car and stole their friggen car seat. I cannot imagine that the black market resale value of a used car seat was worth the time and effort invested to steal the damn thing. It’s not like I ever saw car seats hung up in rows next to the guitars at the local pawn shop. I have to assume that the lousy bastard who fled in the night with a booster seat tucked under his arm actually needed the thing for his own child. I have been an advocate for poor families for years and at the risk of sounding heartless, I have some advice that is too late for this particular thief. My advice? If you can’t afford a car seat or if you lack the mental resources to obtain a free or loaner seat, you might want to think twice about having any more kids. If your plan to support your children involves anything that might land your butt in jail, you had better start working on Plan B and pronto.

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How Walt Disney’s Frozen Head Took Me For $200

Posted on 02 21, 2007 under Money by gregoryng | View Comments

waltI got robbed in broad daylight last week. The assailant came out of nowhere and in the end, I was out $200. I should have seen it coming. I should have taken more precautions. After all, I am not a kid. I have been around the block a few times. I have been mugged before. My apartment has been robbed. But I let my guard down and I got nailed. The worst part is they went after my daughter first. I say "they" because there were many people involved but I really should be saying "he" because they all answer to one person. That man is Walt Disney. And even with his head frozen in a chamber in California, he was able to pick my pocket for 2 C notes.

The event was Disney's Princesses on Ice. The location of the crime was the TD Banknorth Garden, formerly the Fleet Center, formerly the Boston Garden or "the Gahhdin". Again, I should have seen it coming. Everything associated with Disney Princesses carries a huge premium. But nothing could prepare me for the onslaught of pressure, guilt, and competition that came over me. More on the guilt later. Here is a breakdown of what we purchased during the event:
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Your Kid, The Shareholder

Posted on 11 06, 2006 under Money by cgillis | View Comments

dime_kitty_openMy grandfather tried to teach us the importance of saving money by giving us "Dime Kitties". Those of you unfamiliar with this feline-inspired investment vehicle will be amazed at its simplicity. The cat shaped cardboard folder has empty slots inside if it. Each slot is conveniently sized to hold a dime.

In theory a child saves coins by filling the slots. Once the folder is full, you take the Kitty to the bank and deposit the coins into a savings account. On birthdays Grandpa sent full Dime Kittys. Upon receipt, I promptly unloaded the coins and bought three dollars worth of candy at the nearby Stop-N-Go.  

In these modern days you can take a more sophisticated approach to teach your kids how to save and invest for the future. Instead of pumping a few coins into a savings account at your local bank you can actually buy your kid stock in that bank. In the future Timmy can have more than a jar full of old coins. He can be a shareholder. 

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Top 10 Disney World Pitfalls

Posted on 10 04, 2006 under Money by schneidermike | View Comments

pitfall
Disney World is the ultimate vacation for your family.  I saw
people of every age in the park the last time I was there. Every person
seemed to be really enjoying themselves. Sure you see kids having fits,
but that's expected when there is so much excitement. I would venture
that about 80% of the under 10 crowded did not get a good night's sleep
the night before, so right around 10 AM you can see a lot of mini
meltdowns. Just another source of entertainment. 

Here are some things to watch out for when you are at the park.

 

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